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How do people "save" so much on car insurance?

Question by Stephen T: How do people "save" so much on car insurance?
I keep seeing these commercials where "people can save 0 or more on car insurance". Our two late model cars are fully insurance beyond what we need and they are only 0/year. Are you telling me I can get our cars insured to the same degree for 0/year? Seems really inexpensive.


Best answer:

Answer by Rich F
Insurance rates can vary, but not normally by that much. And, you also have to take into account other factors such as driving record, deductibles, amounts of coverage, and credit history (yes, credit history plays a role in your insurance rates!).
The more you're spending on insurance now, the more of a chance that you could save some money by shopping around and switching. Beware, though, the cheapest guy in town isn't always the best. Just like almost everything in life- you get what you pay for.

What do you think? Answer below!

How do you save money with a Broadband Phone?

by m3cfa

Question by GirlUdontKnow: How do you save money with a Broadband Phone?
Why would using a broadband phone be cheaper? Especially since you still need to pay the land line phone company for the dial tone to use your DSL Broadband connection?

Don't you essentially wind up with 2 phone bills, your land phone bill and you broadband phone bill?

Is the savings more for people who use a lot of long distance?


Best answer:

Answer by Dead Kelly
Yes ... the savings are generally if you make long distance calls ... or International Calls ...
For example ... to ring my Mom on a land line it costs me like .50 for about 1 hour .... using my broadband it costs me 10 cents

Know better? Leave your own answer in the comments!

Save Money and Time by Learning How to Burn PS2 Games

by Manuls

Save Money and Time by Learning How to Burn PS2 Games

Have you ever thought about how to burn PS2 games so you could make backup copies of all of yours? Our advanced electronic technologies have provided us with exciting high-tech video game consoles on which we can play games stored on CDs and DVD disks. If you have a PS2 game copying software, you can start copying your PS2 game disks right away.

PS3 game disks deteriorate over periods of prolonged use. It's not that you're doing anything wrong; it's just that the DVD media deteriorates a little each time the disk is played or handled. The more you play and handle the disk, the greater the risk of damage. This means that your favorite games are going to be the first to stop working.

The safest way to protect your valuable PS2 games is to learn how to burn PS2 games and make backup copies of your entire collection. When you do this, should your original game get damaged, you'll be able to play the backup game. The better idea, of course, is to store the original game and use the backup copy for routine play. If you damage the copy, you'll know how to burn a PS2 game copy, and can always make another backup. This is excellent game insurance!

The standard copying software that probably came with your computer works well when copying music or video CD or DVDs, but they won't copy the PS2 game disks because of their embedded copy protection code. You need special software to burn software for PS2.

Many gamers have moved on to newer game systems like Xbox 360 and PlayStation 3, but there continues to be great demand for PS2 games. The developers of good game copying software recognize the continued popularity of PS2 games, and have included the ability to burn PS2 games in their game copying software application. There is a gigantic library of Playstation 2 games out in the marketplace. You can save a bundle by burning your own Playstation 2 games.

If you're asking, "Can you burn PS2 games legally?" the answer is yes. Making backup copies of games that you legally own is legal if it is done to protect your gaming investment from loss or damage. If you buy a new and expensive PS2 game, and wish to make a backup copy when you get home, save the original game, and use the backup for daily play-you can do so legally. What is not legal, however, is copying your games to sell to someone else. That, my friend, could be a felony. Don't do it.

It's legally similar to the situation with the Playstation 2 emulators. Owning an emulator is not illegal, but using counterfeit game copies could land you in the clink. Keep this in mind when you make backup copies. Make sure you're doing it for all the right reasons.

Actually knowing how to burn PS2 games is a snap for anyone that can follow directions. First and foremost, to play copied games on your Playstation 2 system, you'll need to physically modify the consoles motherboard by soldering in a modification (mod) chip. These are sometimes available through local dealers, if not; they are always available from Internet suppliers. Different games use different chips. Ask the dealer's advice to make sure that you are getting the right part. Remember that modifying your Playstation 2 system will undoubtedly void your system warranty. Be sure before you make the modifications. If you decide to do so, unless you are an expert computer repair person, find a professional to make the necessary modifications. Once the PS2 system is modified, it's a snap to burn Playstation 2 games, following the steps given below.

1. Download and install a program called DVD Decrypter to your PC.
2. Ensure that you have a working CD/DVD burning program on your computer that is compatible with your games. Some PS2 games will require you to have a dual-layer DVD burner and dual-layer DVD blanks.
3. Open the DVD Decrypter.
4. Go to Mode -> ISO -> READ with the game disc inserted.
5. The software will create an ISO file.
6. Go to Mode -> ISO -> WRITE.
7. Select the previously created ISO file.
8. Follow the onscreen directions to burn the blank DVD.

That's it. You're done. You are now an expert at burning PS2 game disks. Now that you are expert at how to burn PS2 games, you can backup your entire PS2 games collection.

From now on you can burn your favorite video games and play the backed up games you have made with Game Copy wizard. Click the Game Copy wizard Review for more...

Did the GM Bailout Really Save American Jobs?

Complete video at: fora.tv Wilfried Porth, member of the Board of Management at Daimler AG, cautions against the assumption that the GM bailout saved American jobs. He warns legislators against subsidizing the auto industry to the same extent as of the commercial airline industry. ----- The recent economic crisis has accelerated long-run trends by which, over the course of decades, the industrial base in the United States and the European Union has been undergoing a radical restructuring. Globalization, competition from emerging and developing economies, and technological advances have led significant manufacturing employment declines in parts of Europe and the United States. Last year, the United States saw an estimated one-percent drop in its industrial capacity, the largest annual decrease on record, with goods-producing businesses shedding some 2.3 million jobs. In addition, investments in both the United States and Europe into R&D and plants and equipment have decreased, potentially threatening the long-term competitiveness and employment prospects of the US and EU industrial base. "Postindustrialism" has been held up as the new route to prosperity, but one of the obvious advantages of manufacturing is that it creates jobs for a wide range of people—both in heavy industries like the steel and automotive industries as well as high-tech industries like semiconductors or value-added chemicals. At a time when the recession has amplified the challenges for manufacturing ...

Engineered Hydraulic Seals are featured in this video. Trelleborg Sealing Solutions: www.tss.trelleborg.com Online Product Brochures www.tss.trelleborg.com email: Fluidpower.Seals@trelleborg.com Local contacts and phone numbers: www.tss.trelleborg.com Founded in the early 1950s, Trelleborg Sealing Solutions is one of the worlds leading developers, manufacturers and suppliers of precision seals and bearings. A one-stop-shop, we provide the best in elastomer, thermoplastic, PTFE and composite technologies. Within our portfolio are some of the longest established sealing brands, including Busak+Shamban, Chase Walton, Dowty, Forsheda, GNL, Palmer Chenard, Shamban, Skega and Stefa along with a large number of proprietary products and materials such as Turcon®, Zurcon®, Orkot®, Isolast®, Stepseal® and Wills Rings®. Our core activities are focused in the following areas: • Automotive --Heavy trucks and other transport --Fuel delivery systems --Fuel pump seals --HVAC seals --Bonded washers • Motorcycles --Steering stem seals --Front fork and brake seals --Transmission and fuel injection seals • Aerospace --Airframe --Silicone and rubber extrusions --Aerodynamic seals --Fire-proof seals --Silicone seals --Engine • Offshore, oil & gas --Well test evaluation seals --Measurements While Drilling (MWD) --Logging While Drilling (LWD) seals and bearings • Renewable energy: --Hydro power --Lock gate bearings --Wicket gate bearings --Hydropower bearings • Wind power --Main gear and main ...

How to Save on All General Automotive Repairs

How to Save on All General Automotive Repairs

In these times of financial crisis, you can still save on all general automotive repairs, whether minor repairs or major repairs. Here are a few tips from our mechanic on how to cut costs on your car repair.

First of all, check if your vehicle is still under warranty. If so, do not waste the benefits that you can get out of that warranty. It may cover a wide range of tune ups and auto repair, and even the replacement of car parts. Read your vehicle warranty closely and know your rights well. Make sure that you do not waste your money by taking your vehicle to another mechanic or auto service shop when you can get free service and car parts from your warranty. Take your car to the appropriate dealership, whether Cadillac, Chevrolet, GM, Pontiac, Oldsmobile, Ford, Lincoln, Mercury, Dodge, Jeep, Plymouth, Chrysler, Daewoo, Audi, BMW, Mercedes, Jaguar, Volkswagen,Volvo, Acura, Honda, Lexus, Scion, Toyota, Nissan, Infiniti, Mitsubishi, Hyundia, Mazda, or Suzuki. They have all the necessary expertise to make an accurate diagnostic check up on your vehicle and do all major or minor repairs necessary, including computer diagnostics and computer reprogramming.

If your vehicle is no longer under warranty, then you do not have to pay top dollar for the more expensive services of a dealership. Find a professional, experienced and reputable auto service shop with equally professional, experienced and reputable mechanics. Make sure they are certified by the National Institute for Automotive Service Excellence (ASE). In such good hands you will get top notch service at a more reasonable price.

It should be a given that they have expertise on engines, including engine rebuild or engine replacement. At this level, such shops should also have the ability to repair brakes and tractions control systems including the antilock brake systems (ABS). Their transmission service and maintenance should include the transmission flush, the repair of any oil leaks and oil change service. They should be handling radiators, cooling systems and auto air conditioner (A/C) repair routinely.

They are expected to have the capability to repair electronic steering, power steering, power brakes, power windows, power convertible tops, power sunroofs and power locks, as well as do electrical troubleshooting for all types of electrical shorts and problems with alternators, hoses and belts such as timing belts.

The shop should also be equipped to do work on body systems and suspensions, including front suspension, rear suspension and air suspension.

Ask if they know how to repair air bag systems. It would be a big plus if they also know how to install and repair automotive anti theft systems, such as remote starters, and do key reprogramming.

Another good gauge of a reputable auto service shop is its ability to supply you with automotive parts of the highest quality at competitive prices. Recognized brands are AC Delco, Bosch, Remy, Motorcraft, Mopar, Goodyear, Dayco, Echlin, Standard, Cardone, Autolite, NGK, Akebono, Nipedenso, and Denso.


If your auto service shop and its mechanics are truly reliable and trustworthy, they would also help you cut costs by providing you with cheaper yet safe alternatives to brand new automotive parts. In many instances, remanufactured automotive parts may be had for much less than, as in the case of automotive transmissions.

Of course you can save most if you do all the necessary automotive maintenance and repair yourself. This requires a definite commitment on your part to do your research and learn about all general automotive repairs, including both minor repairs and major repairs. If you cannot cover all these, you can still take on simpler tasks such changing our vehicle’s oil and rotating your vehicle’s tires.

ABC Autotech
Richard Borovicka
4411 30th St. West
Bradenton, FL 34207-1324
Phone: (941) 755-0112
Fax: (941) 755-8150
Email: aautotech@tampabay.rr.com
Website: www.abcautotech.com

Meet Mike, the guy in charge at NRE located in Dixmoor, IL. NRE is a company that does everything from scrapping, rebuilding, repairing, upgrading, and selling locomotives. In fact, they have their own design of Genset. Go to NRE on a weekday, and you'll be able to walk the grounds of the facility. If your lucky, Mike will give you a tour and let you in the shops. My video not only shows the equipment around the facility, but also the everyday work that is done here. Hear Mike talk about everything from what they do here to the problem of people sneaking in and stealing parts, especially valuble copper. So take a look at what you see here. Many of these units are scheduled to be sent away or turned into scrap. Really an interesting place to see. (c) 9th Street Productions.
Video Rating: 4 / 5

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Save Time And Money With Online Kids Shopping

Online shopping has revolutionized shopping scenario. Shoppers can easily visit different stores just at a click. In fact, easy access to different sites is now on the fingertips.

Kids shopping online provide an ample opportunity to explore the various collections in different online stores. One can also compare prices and select dresses that best matches the jovial nature of the tiny tots and renders a pleasant appeal. Girls t shirts are available in outstanding floral prints, embroidery works and beautiful patterns. The array bears an ingenuity of design and style and is a specimen of stupendous work of the designers. Witty slogans and attractive graphics add to the funky look of these t-shirts. Ideals for casual as well as formal events and parties, these can be teamed up with dangrees, capris, shorts, denims and skirts. The alluring collection carries a soft and pleasant appeal and is an asset to little girl's clothes. Breathtaking designs and colour combinations make these outfits, a trend setter of girls wear. Available in round neck, v-neck, double sleeve, half sleeve, sleeveless, hooded neck options, these offer a smart look to the kids. The diverse spectrum of baby boys clothes are designed as per the latest in vogue. Knitted to perfection these are made from the best grades of skin friendly fabric and includes- overalls, t-shirts, shirts, shorts, bottoms etc. The entire range is a fusion of comfort and style. These dresses are offered at reasonable rates and bear cute graphics, badges, patches etc. Bottoms and shorts are available in different waist sizes and are attached with zipper and buttons for a comfort fit. Worth donning for party and play, these define the unique style statement of the kids.

Trendy kids wear can be worn in different weathers and all day long. Complementing the overall look of the young ones, these exhibit uniqueness and style.

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For more information about Girls t shirts and Baby boy clothes. Please visit our website: http://www.beebayonline.com